***NOTE ABOUT INSURANCE***

[BerG]

If anyones interested, I ended up going AA rather than State.

Only a couple hundred more, and pretty much guaranteed no hassles (unlike State).

All the others (Tower, AMI, NAC, Club Auto) were all gonna be at least another $400 on top of AA.

[Scorched_onion]

Er, probably because you will probably struggle to get insurance for an Elise from a mainstream car insurance company derp.

Still an unmodified car hurrr

[vedds]

He's 15, leave him alone.

 And this is why he needs to be told:

Still an unmodified car hurrr

 
Hurrr - may be heavily modified, but not in ways that show in its appearance - duuurrr

[mattnz]

nah m8, you can totes tell a modified car by the stickers on the side.

[Ares Helix]

If anyones interested, I ended up going AA rather than State.

Only a couple hundred more, and pretty much guaranteed no hassles (unlike State).

All the others (Tower, AMI, NAC, Club Auto) were all gonna be at least another $400 on top of AA.

AA Didn't want a thing to do with my Skyline, too modded. My wife was with them, but they ended up about $500 more expensive per year than AMI and had a higher excess.

[Scorched_onion]

And this is why he needs to be told:

 
Hurrr - may be heavily modified, but not in ways that show in its appearance - duuurrr

Yeah but it would make more sense to animate a car with a heavily modified appearance or a shot of a modified engine bay etc into the advert rather than a stock looking lotus.

nah m8, you can totes tell a modified car by the stickers on the side.

Yeah good point....

[Codex]

nah m8, you can totes tell a modified car by the stickers on the side.

moar stickers = faster amirite

[Spigalau]

moar stickers = faster amirite

 
You decide...

[Codex]

fuck they look quick

wouldn't want to meet them in a dark rape dungeon

[BerG]

***NOTE ABOUT INSURANCE***

DOHC VTEC

Fuck that must be quick, with DOHC VTEC.

[Scorched_onion]

BerG has the right idea.

[BerG]

Fuck.

AA just rejected me on getting the new R34 GTT insured with them, because of having one to many mods.

I was like 'the turbo timer isn't really a mod, it just makes the car stay running slightly longer when I turn the key off'.

Not interested. Fucking arseholes, not taking into account my spotless history with them.

Called State (forgetting this thread).

Told them every miniscule mod including turbo timer. The chick was telling me 'theres no way the computer will let this go through'.

But it did!

$800 premium! Cheap as boooooiii!

Nasty $2500 excess though, but I will never crash amirite.

[Codex]

wow how the fuck is your excess so high, mines $800 with my gtb and im 22.... 50 a month

[Ares Helix]

Age I'm guessing. Berg - don't stop there, get some quotes from Clic, AMI and NAC. If you plan to put any other mods on it, state will tell you to gtfo and besides they're total shit service wise.

[BerG]

I'm 24 wtf.

[Ares Helix]

One year off the magic 25 where things get better

[toofast]

Thought i would revive this thread tiwa style. Bought a new car recently, and just got around to looking for insurance on it, and wanted to know roughly what is a good and bad deal. I am 21, had full for 4 years nearly. Car (levin bzg) is technically modified in that it has adjustable suspension fitted, and it also has some mags(pretty ave) on it. Gave my old insurer state a call, and they couldn't give me a final figure without knowing the costs of the modifications (which were done by the original guy who got it from japan 6 years ago, so they want me to get a dealer to give it a value). So before I get back to them, would be nice to have a number. For full insurance ofc.

[DeeUnit]

Go NAC. Fucking great, and you get promos etc.

[mattnz]

I was with NAC. I find Clic cheaper, and with better coverage.

[toofast]

What kind of numbers are you guys getting on those though. My car is hardly modified compared to most in this thread, so i am hoping state won't make some deal about it.

[mattnz]

If the modifications are worth more than, I think, 25% of the car's value, State won't insure it.

My 96 VR4 is about $800pa, for full coverage + windscreen. $750 excess, but only applies to fixing my car.

[toofast]

Well initial numbers state gave were about $130 per month, so its well above what you are paying. I believe that was with $500 excess though. And given they said they would do 3rd party for $40, it seems like they have an issue with the car (which again does blow my mind, since i wasn't expecting any issues with such a basic mod). I will def check out clic and NAC, then go back to state and see what they can do. But sounds like state isn't going to be at all a good option.

[Codex]

Go NAC. Fucking great, and you get promos etc.

NAC only wanted to double my insurance costs and double my excess lol. I'm with state, ~50 a month for full cover 700 excess. NAC wanted 130 a month with 1500 excess

[mattnz]

That's why you only go with them if you get turned down by a mainstream company.

[Ares Helix]

Hey yo,

thread was started by me, my car really isn't stock and neither was my previous Levin.

Ok, First off - Don't go with State (worst service ever) or their subsidiary, NAC (sure they'll insure anything, but you'll pay for it BIG TIME)

Having said that, the suspension shouldn't be over the 25% it depends what you're insuring it for...
and the cost of the suspension.
One thing to note, is that you may need to have it certed (required for adjustable suspension) - check this out asap, as if it's not and needs to be, then your insurer
won't pay you a cent.

I'd recommend clic if you are planning extra mods - i've got all my mods covered and only have a nasty excess on theft - if not ring around man, but personal preference
is stay the hell away from state bro. AA is a good place to startbut they're a lil pricier than other companies. Best thing about them though is you pay your premium,
and insure your car for the price listed, and the value doesn't depreciate, as far as i'm aware they're the only company that does this.